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Competition entries for Banking on Social Change – Seeking Financial Solutions for All

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PublishedTitleOrganizationCountry MediaCommentsFinalistssort icon
Sep 30, 2008"Pragathi Bandhu" Small farmers come together to share and learn.
Country : India
Organization: Shri Kshetra Dharmasthala Rural Development Project(R), SKDRDP
Year organization founded (yyyy): 1982
Field of work: Agriculture
Positioning in the Mosaic of solutions:
  • Main barrier addressed Non-affluent are not valued customers
  • Main insight addressed Turn hidden value into alternative markets

Build the confidence and self esteem of small farmers, plan the farm, prepare for the market and access the linkages.

Shri Kshetra Dharmasthala Rural Development Project(R), SKDRDPIndia
0Finalist
Sep 24, 2008Banking: Do it yourself (Bankomunales)
Country : Venezuela
Organization: Fundefir (Fundación de Financiamiento Rural)
Year organization founded (yyyy): 1996
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of access to markets or products
  • Main insight addressed Turn hidden value into alternative markets

Muhammad Yunus le enseñó al mundo que los pobres son financiables. Nosotros le estamos mostrando que en realidad son auto financiables.

 (EN)
Fundefir (Fundación de Financiamiento Rural) Venezuela
15Finalist
Sep 28, 2008"Sampoorna suraksha" Social security for all occasions.
Country : India
Organization: Shri Kshetra Dharmasthala Rural Development Project(R) SKDRDP
Year organization founded (yyyy): 1982
Field of work: Health
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of access to markets or products
  • Main insight addressed Aggregate demand or supply to influence market

Convince the poor to insure against emergencies and be with them in their times of need Unfailingly.

Shri Kshetra Dharmasthala Rural Development Project(R) SKDRDPIndia
5Finalist
Sep 30, 2008The Registered Disability Savings Plan
Country : Canada
Organization: Planned Lifetime Advocacy Network
Year organization founded (yyyy): 1989
Field of work: Other
Positioning in the Mosaic of solutions:
  • Main barrier addressed Non-affluent are not valued customers
  • Main insight addressed Turn hidden value into alternative markets

The development and implementation of the Federal Registered Disability Savings Plan (RDSP) is a lead initiative in the transformation of disability supports away from the traditional welfare-based model and towards one where people can accumulate assets.

Planned Lifetime Advocacy NetworkCanada3Finalist
Oct 6, 2008"A holistic approach to micro-insurance - breaking the cycle of illnesses and debt"
Country : India
Organization: Healing Fields Foundation
Year organization founded (yyyy): 2002
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Non-affluent are not valued customers
  • Main insight addressed Leverage the stake individuals have in financial success of the group

Healing Fields Foundation (“HFF”) has developed a holistic approach to micro health insurance by creating a preventive, financing and caring “ecosystem” for the underprivileged.

Healing Fields FoundationIndia3Finalist
Jul 31, 2008Free Social Security to Disadvantaged and Rural populations.
Country : India
Organization: Organisation for Awareness of Integrated Social Security (OASiS)
Year organization founded (yyyy): 2003
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Non-affluent are not valued customers
  • Main insight addressed Turn hidden value into alternative markets

Free lifelong social security for disadvantaged and rural communities without requiring them to pay any taxes or premiums or save a penny.

Organisation for Awareness of Integrated Social Security (OASiS)India
8Finalist
Oct 1, 2008TIO - Building a network of financial services for the unbanked consumer
Country : Canada
Organization: TIO Networks
Year organization founded (yyyy): 1997
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of access to markets or products
  • Main insight addressed Lower the entry threshold

TIO provides financial services that are geared to help low-income people better manage their cash flow, improve their accessibility to real-time financial services and provide them with a way to improve their attractiveness to a traditional financial institution.

TIO NetworksCanada1Finalist
Oct 6, 2008Value Chain Finance for smallholder farmers: pioneer mainstreaming and mainstream pioneering
Country : Netherlands
Organization: Triodos Investment Management
Year organization founded (yyyy): 2008
Field of work: Agriculture
Positioning in the Mosaic of solutions:
  • Main barrier addressed Social benefit businesses not deemed investment worthy
  • Main insight addressed Prove that social return doesn’t preclude financial gain

Our Project is to give a double boost to the mainstreaming of Value Chain Finance for smallholder farmer cooperatives and rural SMEs: both at the level of Triodos and at the level of the (international) financial community.

Triodos Investment ManagementNetherlands0Finalist
Aug 15, 2008A Virtual Trading Floor for linking poor farmers to markets
Country : Kenya
Organization: KACE Kenya
Year organization founded (yyyy): 1994
Field of work: Agriculture
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of access to markets or products
  • Main insight addressed Turn hidden value into alternative markets

The use of a rural FM Radio as a platform or virtual trading floor for linking poor smallholder farmers to input and output markets.

KACE KenyaKenya5Finalist
Sep 3, 2008Modelo comunitario de financiamiento para provisión de servicios de infraestructura y mejoramiento habitacional en la base de la
Country : Argentina
Organization: Fundación Pro Vivienda Social
Year organization founded (yyyy): 1992
Field of work: Housing
Positioning in the Mosaic of solutions:
  • Main barrier addressed Non-affluent are not valued customers
  • Main insight addressed Prove that social return doesn’t preclude financial gain

Implementación de un modelo comunitario que financió el acceso de familias pobres a servicios básicos generando beneficios para la empresa.

 (EN)
Fundación Pro Vivienda SocialArgentina6Finalist
Sep 25, 2008Pioneering Rural Finance
Country : United States
Organization: Root Capital Inc.
Year organization founded (yyyy): 1999
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Non-affluent are not valued customers
  • Main insight addressed Prove that social return doesn’t preclude financial gain

Root Capital pioneers finance for rural enterprise in developing countries by providing capital and market connections to those not served by microfinance or commercial banks.

Root Capital Inc.United States
3Finalist
Sep 9, 2008 El Arca Productores + Consumidores. “Un sistema sustentable de integración económica”
Country : Argentina
Organization: El Arca Mendoza
Year organization founded (yyyy): 2002
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of skills and incentives to join formal economy
  • Main insight addressed Prove that social return doesn’t preclude financial gain

El Arca Productores + Consumidores, es una organización sustentable (sin fines de lucro) que vincula a pequeños productores con consumidores concientes bajo un sistema de comercio con justicia. Tiene integrado un sistema de finanzas solidarias que permite el desarrollo y el crecimiento a escala de este sistema económico virtuoso.

 (EN)
El Arca Mendoza Argentina
3Finalist
Sep 26, 2008Refuge to Return: Building the Institutions for Development during Emergency Relief
Country : Liberia
Organization: Liberty Finance
Year organization founded (yyyy): 1978
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of skills and incentives to join formal economy
  • Main insight addressed Leverage the stake individuals have in financial success of the group

To leverage incentives at every step of a graduated program from skills training to microfinance for conflict-affected populations by following clients from “refuge” to “return.”

Liberty FinanceLiberia1Finalist
Aug 9, 2008youNus10000
Country : United States
Organization: valuetrue.com
Year organization founded (yyyy): 2007
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Social benefit businesses not deemed investment worthy
  • Main insight addressed Turn hidden value into alternative markets

Empowering youth social actions with new conversation starters, dvd with 25 short video good news stories to 10000 freshers across 20 uni cities- follow up social action clicks and video reply web

valuetrue.comUnited States
1
Aug 24, 2008CAM - Mobile Enabled SHG Microfinance Management System for enabling decentralized rural financial services
Country : India
Organization: Ekgaon Technologies
Year organization founded (yyyy): 2002
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Social benefit businesses not deemed investment worthy
  • Main insight addressed Lower the entry threshold

CAM - Mobile MIS enable doorstep rural financial services by allowing collection & linking of information in realtime to online server for anywhere access by Banks & MFIs.

Ekgaon TechnologiesIndia
11
Sep 30, 2008Mercy Corps Levels the Microfinance Playing Field by Establishing a Pro-Poor Commerical Bank
Country : Indonesia
Organization: Mercy Corps
Year organization founded (yyyy): 1979
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of access to markets or products
  • Main insight addressed Aggregate demand or supply to influence market

Bank of banks, is a strategic banking partner to MFIs by providing services in the areas of lending instruments, liquidity managment and technology enabled product innovation platform. We aim to make microfinance in Indonesia bigger, smarter, and more efficient.

Mercy CorpsIndonesia0
Sep 29, 2008Better personal guarantees
Country : Finland
Organization: Orientation Consulting
Year organization founded (yyyy): 0
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of access to markets or products
  • Main insight addressed Turn hidden value into alternative markets

For economic progress, to increase volume of lending by enhancement of personal guarantees applying technology (mobíle phones with cameras/ code readers) and better guarantee institutions/notaries.

(I hesitated to join as my innovation is a concept rather than a functioning model. But in respect of Open source, eligibility is not most important)

Orientation Consulting Finland1
Sep 27, 2008Employability of the disabled especially person suffering from menyal illness
Country : India
Organization: Turning Point
Year organization founded (yyyy): 1997
Field of work: Health
Positioning in the Mosaic of solutions:
  • Main barrier addressed Social benefit businesses not deemed investment worthy
  • Main insight addressed Prove that social return doesn’t preclude financial gain

ü Transforming non performers in to performers & reinitiating life & growth in to their life

Turning PointIndia3
Sep 30, 2008Product Diversification to cover life cycle needs of poor customers
Country : India
Organization: Ujjivan Financial Services Private Limited
Year organization founded (yyyy): 2005
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Non-affluent are not valued customers
  • Main insight addressed Turn hidden value into alternative markets

To provide a full range of financial products and services catering to the life cycle needs of the economically active poor

Ujjivan Financial Services Private LimitedIndia
0
Oct 1, 2008Self Managed Immigrant Communities:
Country : Spain
Organization: ASOCIACION CAF
Year organization founded (yyyy): 2004
Field of work: Banking/Financial Services
Positioning in the Mosaic of solutions:
  • Main barrier addressed Lack of access to markets or products
  • Main insight addressed Leverage the stake individuals have in financial success of the group

Access to financial services is a key step for newly arrived, low income immigrants, towards full citizenship, and a tool to build social networks.

ASOCIACION CAFSpain
1